Business: Correcting A Negative Cash Flow

Your business might be heading towards bankruptcy if it has a negative balance on its ‘Net Change’ section of its cash flow statement. Immediate attention is required as failing to correct this negative trend will inevitably cause your business to run out of money.
A Cash Flow Statement has five sections:
1. Beginning Cash Balance
2. Cash In
3. Cash Out
4. Net Change: (Cash In – Cash Out)
5. Ending Cash Balance: (Net Change + Beginning Cash Balance)

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Business: 10 Most Important Retail Technologies

The 10 Most Important Retail Technologies That Will Give Your Small Retail Business a Boost
Here are 10 retail technologies that I believe will give retailers the biggest benefit and boost for success. If you’re not utilizing any of these technologies then you might want to check them out because you could be missing out on some big time saving and money making tools…
Here they are in order of importance (in my humble opinion, of course):
1) Point of Sale (POS) and Inventory

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Business: Alternative Crazy Ideas

Crazy Money Making Ideas
Here are some of the wilder money making ideas that came out of my last brainstorming session. Cabin rentals in the air and more…
Sometimes new money making ideas are immediately usable. However, sometimes you just have to let your imagination run wild and be impractical. This is a way to get that creativity going, and no matter how crazy the ideas may seem at first, there is usually a way to bring them down to earth, as in this first example.
Rental Cabins

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Business: Angry Customers

Seven Behaviors That Cause Problems With Angry Customers
Here are 7 common mistakes well-intentioned professionals make when it comes to dealing with unhappy customers. Learn exactly what not to do so that you’re well positioned to completely regain the goodwill of unhappy customers after any service mishap.
1. Telling the customer he or she is wrong. You will be smart to NEVER tell a customer they are wrong or mistaken. Telling a person they are wrong arouses opposition and will make the

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Business: Behind Your Credit Score

What Goes Behind Your Credit Score?
Since lenders or banks lend only against your creditworthiness, it does makes sense for you to know what factors determine your credit score. Read on to find out what affects your credit score (which is based on your credit report information) and how you can get working capital on loan even with a bad credit record.
A credit score is primarily based on credit report information, typically from one of the three major credit bureaus, Experian, TransUnion and

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Business: Big Mistakes

8 Big Small Business Mistakes
Here’s an interesting notion: Do you realize that there are mistakes you can make at various stages of your business’ growth that can be slowly killing it for months or even years if you don’t watch for them?
Well, these mistakes do exist and they are not just reserved for the rookie companies. Many working businesses, including those you might think are “successful” because they’ve been around for 10+ years, are often still making them… and are possibly

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Business: Blogging For Business

Blogging For Business Defined
Why do you think business owners or business managers would want to focus on blogging if it will not be beneficial to their business at all? You’re right. You could already say that there should be no more question as to why more and more business owners are gearing towards doing blogging for business.
It is obvious that blogging has proven its worth as far as any business is concern. Blogging has slowly and surely picked up speed as more and more business owners

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Business: Causes Of Business Insolvency

It is a known fact that only about 50% of small businesses continue to exist after about three years from being formed. There are many reasons for this occurrence but the foremost explanation is business failure. Business failure does not happen only to small start-ups but also to big businesses that have been set up for quite some time and have experienced a moderate measure of success.
It’s true that insolvency happens to all business but smaller businesses stand a greater risk of failure. This

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Business: Choose Your Bank Carefully

How to Choose a Bank That is Right For You and Your Business
Your success in getting a Bank to support a request for finance you may need does depend upon you choosing the right Bank in the first place. Even if you don’t initially intend to borrow any money, you should keep this possibility in mind when you are researching the market for the right Bank.
With competition increasing you can get some good deals if you are prepared to shop around. Also, don’t pass over the Banks which offer only

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Business: Corporate Identity Package

Why Your Small Business Needs a Corporate Identity Package
Many small business owners think corporate identity packages are just for big corporations, not their small business. But, they may be missing out on an important component for their small business success. Find out why in this short article.
If you’re like many small business owners, you might be wondering just what a corporate identity package is. And if you already know what it is, you might be wondering why your small business

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Business: Critical Financing Mistakes

7 Critical Business Financing Mistakes
Business financing mistakes can be hazardous to not only your business growth but your very business survival. Learn all about the 7 critical business financing mistakes you should avoid if you’re serious about growing a profitable business.
Avoiding the top 7 business financing mistakes is a key component in business survival.
If you start committing these business financing mistakes too often, you will greatly reduce any chance you have for

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Business: Customer Service

What is Customer Service?
You could answer the question “What is Customer service” by saying that it is about “exceeding” the expectations of the client, not just “satisfying” them. This is not just about the product or service that you are selling; it’s about looking after the people buying them from you too…
In these days of competitive markets, the business that excels at customer service is the one that will not only maintain their position,

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Business: Customer Service & Relationship

The Voice of Customer Service
Customer relationship management tools abound, yet let’s hear it for old technology. Your voice is the most multifaceted customer service tool in your toolkit. Your voice can convey concern, care and compassion. It can alternately convey boredom, neglect or contempt. Your challenge: to insure your voice reinforces the service you strive to deliver through your actual words and action.
Customer service is about more than mouthing the words customers want to hear.

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Business: Day Trading

Is Day Trading For A Living Your Cup Of Tea?
If you like working with other people’s money, then maybe day trading for a living is what you should be doing. This type of trading works daytime hours only, from the moment the stock market opens at 9am until it closes at 4pm in the afternoon, you can do a lot of trading in that amount of time. Or maybe you want to do day trading for livings with your own money, that way if you loose it, then you have no one to blame but yourself. However, it may

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Business: Effective Branding

How to Effectively Brand Your Small Business
Branding a small business is a must if you want to succeed in a competitive world. The importance of branding a business disregarding its size is based on not only real benefits, products and services that your business possesses, but also an image concept that all businesses should keep in mind.
From color business cards to global business identity, depending on how effectively you brand your business, the more or the less opportunities of success

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Business: Employee Issues

Types of employee issues in a Small business
When you are running a small business, you should be prepared for various kinds of obstacles. Employees are a major part of the obstacles that you face in a small business. Some of the employee issues that you might face in a small business are described briefly below.
Work Overload:
Some employees have problems when it comes to work load responsibility. These employees may be those that simply do not want to do more than they are supposed to

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Business: Entrepreneurial Myths & Truths

Entrepreneurial Myths: The Truth Behind Them
There are typical barriers that so called friends and advisors, put in your way if you are thinking of starting a business. The barriers to starting a business are built on the back of myths about the pitfalls and challenges which surround running your own business. We take a look at some of these myths and reveal them to be exactly that … just myths!
If you are about to start off in business you will have no doubt heard these comments:
“So

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Business: Exit Strategies

Exit Strategies for Businesses
While you may not wish to think of the end of a business venture just as you are about to begin, you can be assured that investors will. This is why you must have a sound exit strategy to show them before they will be willing to put money into your business.
Many investors are only interested in investing money into an enterprise for a limited amount of time. They want to know when they will get their money back and what sort of return they will be receiving at that

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Business: Fail Or Succeed

The Worst Small Business Financing Strategy Ever?
If you are a small business owner, or considering becoming one, then you will be interested in learning how to avoid cash flow suicide brought on by a poor business financing strategy.
The Worst Small Business Financing Strategy Ever?
Depending on whose stats you pay attention to, approximately 80% of small businesses fail within their first 5 years of operation.
In many cases, its not that a particular business could not succeed;

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Business: Find A Niche

What’s a Niche and How Do You Find One?
A niche is “a special place within the scheme of things.” Niche marketing is defined as “the process of finding and serving small but potentially profitable market segments and designing custom-made products or services for them.” So it’s all about finding your special place, and the products and services that fit.
Right from the start, you should understand that your goal in discovering a niche is to concentrate all your

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Business: First Years Failure

The Number One Reason For Small Business Failure!
Nearly half of all small businesses fail within the first two years of operation. The number one reason for business failure is inadequate planning. The second reason is under-capitalization.
Nearly half of all small businesses fail within the first two years of operation. The number one reason for business failure is inadequate planning. The second reason is under-capitalization.
So before you mortgage your house, or go into debt financing

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Business: Getting Started

Thinking About Starting a Small Business?
It takes a unique individual to run a successful small business. What characteristics do successful entrepreneurs share?
There are lots of people out there thinking about starting a small business, and tons of great ideas, but few people actually go out and do it. So many people think and think about it until all of a sudden they’re fifty-something, still with that great idea, but no business.
There’s no doubt it takes a special type of person

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Business: Hiring Assistance

Hiring A New Assistant?
Are you considering hiring a new administrative or executive assistant? Maybe you should think twice.
The online service industry boom may be a viable alternative for your apparent human resource needs. More and more small businesses and even larger companies are turning to virtual office assistants to handle their administrative tasks.
Does it sound too complicated or new-fangled? Well, there are good reasons to at least consider the option.
Let’s take

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Business: Honesty in Business

Honesty in Business
The internet is a wonderful place to do business, but with the continuous flood of spyware, malware, and spam, it can be a horrible and very frustrating for the average user. I am amazed, but not surprised, by the unethical practice of businesses using popups and spam to sell a product.
What I want to discuss in this article is the basic idea of honesty. The internet is a wonderful place to do business, but with the continuous flood of spyware, malware, and spam, it can be

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Business: How To Get Working Capital

How To Get Working Capital For Your Company
Do you need working capital for your business? Read this article to learn about this great option.
Do you own a business? If you are like most business owners, you probably have a lot of responsibilities. First and foremost, you have to meet payroll. Every time. You also need to pay rent and suppliers – on time. All this requires working capital.
However, if you are selling products or services to commercial clients or to the government,

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Business: Legal Entity

Why You Need A Business Entity
When starting or expanding a business, many owners wonder if they should form a business entity and, if so, which one they should use. There is a wide variety of information and “pitches” being made on the Internet regarding the benefits of certain entities versus others. When you cut through the flak, however, the primary reason for forming a business entity is to create protection from personal liability arising from your business activities.
It is

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Business: Make Money Scams

Make Money Scams Don’t Work? No…You Don’t.
Are Make Money Scams Your Fault?
Make money failure?
If you toss a coin 100 times and it comes down heads 99 times, does that prove that it is a two headed coin?
Match Your Abilities
You have heard that if you invent a better mousetrap the world will beat a path to your door.
Imagine that you sell your invention together with full manufacturing and selling rights to 100 people. One make money purchaser is soon

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Business: Make Your Life Easier

Running a small business – a few tips to make your life easier
Want to start a business but don’t know how? This article presents basic obstacles for the beginners and how to overcome them.
When you have only just started your own business, you will need a lot to learn, not only about what you are going to do, but about all the small details of running your own business. There is no one who you can count on making the right decisions but you. The tips below may be more than useful for

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Business: Manage Customer Expectations

How to Manage Customer Expectations
Do you often have the thought that your business would operate so much better without customers and all their demands? They want this, that and the other – all of which interrupts your day! But customer expectations are what drives your business and keeps them coming back.
Do you know what your customers are expecting of you? If not, how can you find out? What will understanding their expectations do for your business? In this article we are going to look

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Business: Managing Stress

Managing Stress In A Small Business
Stress is considered an occupational hazard for entrepreneurs. Having positive mantras as we navigate our business lives is one way of dealing with stress. But there are times when positive phrases are not enough to manage stress or anxiety. Emotional self-management techniques are helpful in these instances.
I spotted a van on the interstate with “Too Blessed to Be Stressed” emblazoned across its back windshield. How appropriate that the driver divined

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Business: New Franchise

What to Look For in a New Franchise
Want to buy a franchise opportunity? Great idea! Here is a high-level overview on what to look for:
Operating History – A long history of success is the #1 thing to look for. If many other franchisees have been successful over the years, your chances are probably pretty good that you will be successful too.
Location, location, location – Investigate the territory rights. Make sure that your site selection is a good one. Don’t settle for

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Business: New Hires At Risk

New Hires Are At Risk Part 1
People new to a business or job are often inexperienced and unfamiliar with the new work environment, procedures, equipment, materials, machinery and tools that may be required to do the job; they are at a greater risk of injury or illness while at work.
New workers must, but often don’t receive the information, instruction, training or supervision they require, particularly in regard to health and safety. Some companies assume the worker knows the basics in health

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Business: Planning The Unthinkable

Planning for the Unthinkable
Emergency planning, disaster recovery – these topics have been in the news a lot lately in the United States. Inadvertently I did it as a kid but it isn’t a subject that as an adult I like to think about. In fact I avoid it!!
As an account executive one of my responsibilities was to be sure my customers had disaster recovery plans. Everyone wants their telephone to work no matter what happens. And yet even so it wasn’t something my clients wanted to address.

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Business: Probe Before You Sell

Probe Before You Sell
When selling a product to a customer, it is very important to find out as much as you can about your customer and their needs before you proceed with your sale.
This is commonly referred to as “needs based selling.”
The most effective way to find out about your customers needs, is to ask probing, open-ended questions.
An open-ended question does not allow your customer to give you a “yes” or “no” answer, it makes them explain to you what their needs

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Business: Proven Principles Of Success

What Are the 7 Proven Principles of Business Success?
Imagine if there was a proven, step by step method to take your business from where ever it is now to the point where it was a cash generating machine that could work completely without you!
There’s no need to imagine any more. Here it is!
The 7 Proven Principles to Business Success will overcome whatever limitation you have. Think of it as a recipe for success in business. All you have to do is first of all learn what the 7 principles

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Business: Publishing

The Publishing Business
Publishing is a fascinating business and the process that goes into the making of books and newspapers is an interesting one. These days, with the world of digital information and the internet upon us, the scope of publishing now also includes websites, blogs and the like.
From the business perspective, publishing isn’t just printing literature or information but also the development, marketing, distribution and even promotion of the printed works. It is not as simple

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Business: Regulations Small Business Owners

Regulations for Small Business Owners
Important information about new business regulations that all small business owners need to know.
Time was, you could just hang up a shingle and call yourself a business. As long as you didn’t shoot anyone, you were pretty much left alone. Not so any more. A glut of federal and state regulations have come into being, many just over the past few years, and many apply to small businesses. These regulations are meant to accomplish any one of several social

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Business: Second Income With Vending Machines

Vending Machines For Sale – Start Generating A Second Income
How do you go about finding good vending machines for sale?
Ads for vending machines for sale are not something that you would regularly find in the classifieds. However, there are many of opportunities to buy different types of vending machines available online. Some of these even have established routes, which means that you can literally walk into an established vending machine business. The seller will also give you the details

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Business: Security And Recovery Plan

Your Small Business May Be At Risk Unless You Have A Security and Recovery Plan
:
Taking the time now to at least put together an informal security and business recovery plan will go a long way in the event of a real disaster or other loss. Learn what your small business should think about before the unexpected happens.
Don’t think your small business is at risk? Think again. Whether you realize it or not, your business has valuable information and assets that probably are not protected

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Business: Signs Of Drowning

Signs of a Drowning Company
Very few entrepreneurs want to close their business. Sell, yes. Merge, maybe. Shut it down, I doubt it. The reality is that more than 50% of all new companies opened in the U.S. and Canada close within the first three years. That means you need to know when, in fact, it may be best to cut your losses and get out.
Very few entrepreneurs want to close their business. Sell, yes. Merge, maybe. Shut it down, I doubt it. The reality is that more than 50% of all new companies

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Business: Skype Does Not Care

How About Some Customer Service, autistic Skype geeks?
Communication is one of the most important industries in the world. People have a need to talk, to get in touch with their friends and family, no matter where they are in the world. We started with letters sent with any individual traveling in that direction, which progressed to the postal system. With the advent of the Internet, we exchanged snail mail for email and later instant messengers
Somehow though, it just wasn’t enough. We needed

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Business: Small Organizations Mean Big

Why Small Organizations Mean Big Business
More and more small organizations are paving the way and giving big businesses a shot of their own medicine.
In the movie, the reason why Meg Ryan was forced out of business is because she cannot profit anymore. Her prices are steep as compared to the other big business’ discounted rates.
Her only edge is that she gives personal service, she knows her customers by name and she has a very small staff, about 2 or 3 employees.
As a small

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Business: Some Money Making Strategies

Tired from trying to make money online, easy strategies here
For most people, achieving success in Home Based Business means a lot more than just earning more money. It also means more time freedom, more relationship freedom and a better lifestyle. It means paying off the bills, getting out of debt and having more peace of mind. It also means having money flow into your bank account every single month, whet her you work or not.
Ok, you want to make huge income from internet then just start your

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Business: Steps To Start A Call Center At Home

Like many people working from home is just a dream, but that can change. You might be thinking about trying to make some money either online or with one of those “Work From Home and Make Millions” type offers. Before you commit to something like that, make sure they aren’t asking for money upfront. Anyone that asks for money to help you make money isn’t looking out for your best interests, they just want to sell a product!
While the possibilities for making money at home are

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Business: Successful Idea

You May Have A Successful Small Business Idea
You surely know that a small idea can lead to a great business success. The first movement is to think of an idea that would be suitable for the business market. After coming up with the idea, the next step is to put that idea into action. Of course, this is a very difficult step and having the idea is only the start of the journey. After that you will have to face many obstacles before being able to carry on with your business project. This is just the

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Business: Target Market For Effective Blogging

Knowing Your Target Market For Effective Blogging For Business
You may have started blogging for business and created a business blog with a carefully chosen theme. But, because it’s a business blog, it’s important that you first consider your target customers before proceeding with the series of content that you would like to post. Without proper consideration, you might miss the real purpose of your blog, which is to catch the attention of your prospective customers.
Web surfers

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Business: The Entrepreneur

What is Entrepreneurship?
In discussing entrepreneurship and writing articles on the subject, I have found that it aids understanding when we begin by agreeing on exactly what the word means to us.
Entrepreneurship is the process of creating or seizing an opportunity, and pursuing it regardless of the resources currently controlled. The American Heritage Dictionary defines an entrepreneur to be “a person who organizes, operates, and assumes the risk for business ventures."
These are

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Business: The First 5 Seconds Impression

My 5 Second Rule for Small Business Owners
Advice for introducing your product or service in person or online
Opening a new business in the real world or online in cyberspace requires thinking beyond all the money you will make. Most small business owners are clear on their ultimate goal, yet often many fail to spend time planning their marketing image. To succeed, first impressions are critical, or you may violate what I call My 5 Second Rule:
When a new prospect finds your web site,

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Business: Vending Machines

Soda Vending Machines – The Best Money Making Machines
Soda vending machines are one of the easiest ways to make money in the vending machine business.
Soda vending machines are one of the easiest ways to make money in the vending machine business. However, like all other vending machines, you do need to offer a selection of beverages, such as soda, juice and bottled water. You also need to have them placed in strategic locations. The location is the key to making money with vending machines,

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Business: Web Site For Losers

Top 5 Mistakes That Stamp LOSER On Your Small Business Web Site. Oh hey, don’t judge my website, I am not having & doing small business ;-)
Now your small business web site can be used as an effective marketing tool. Used in the right way, it can spear-head many successful marketing campaigns for you in the near future…
Are you making this mistake with your small business web site? Too many small business owners look at their web site as an online brochure. They use it as little

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Business: Web(Ad)vertising

Web Advertising for the Small Business
If you run a small business, advertising costs must be figured in as part of your overall expenses. If you have received quotes for phone directory ads, business association block ads, and mostly any other print media, these costs are quite high. So, what if your budget is small, perhaps negligible? Will you be left outside of the advertising arena or are there other avenues to help you get the word out? The answer in one word is: yes. Let’s explore ways you

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Business: Wholesale Dropshippers Scams

Wholesale Dropshippers Scams Revealed
Using Drop Shippers for Your Online Store? Avoid These Common Drop Shipping Scams. I lost a ton of money with fake suppliers until I found these guys. It’s time to learn the truth about wholesale and drop shipping from someone who KNOWS the business!
If you want to acquire products to drop ship or wholesale, where do you look? There are all kinds of wholesale and drop ship list for sale on eBay. There’s likely to be lots of decent companies right?

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Business: Work Smarter Not Harder

Your Home Office – Work Smarter, Not Harder!
Working the cube farm has been a disaster for worker productivity for years and you are finally fed up. Your company has offered you an opportunity to work from home. Hence, the home office is born.
Working the cube farm has been a disaster for worker productivity for years and you are finally fed up. Your company has offered you an opportunity to work from home. So finally, the home office is born. The choice of the location of your home office

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Business: Working In Retirement

Working In Retirement
Most experts on the subject believe that the Social Security system will be bankrupt in about 15 years. However, some new studies have offered a ray of hope. They seem to indicate that the assumption that the boomer generation will retire at 65 or 67 and sit back to collect their social security checks is incorrect.
They believe a sufficient percentage – some estimates are as high as 80% – will continue to work in some capacity or another, relieving much of the pressure

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Business: Your Press Kit

How to Create Your Own Small Business Press Kit
Press kits aren’t just for the press. They’re a great marketing tool to let everyone know all about you and your small business. But what’s in a press kit? Find out in this short article.
Your small business information package is the printed materials to give or send to prospective clients to tell them who you are, where you are, how to contact you, what you do, how to buy, and why to buy from you instead of your competition.

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Business: Your Small Business Web Site

Your Small Business Web Site
A web site is a crucial ingredient of your marketing strategy because it can widen your target market to include anyone who has access to a computer and the internet. Almost 60% of Canadians had access to the internet at home in 2003, and around 8 million had regular access to the internet from somewhere, either at home, at work or at school.
And that’s just in Canada. Ecommerce sales from Canada were $7.2 billion, and we only captured 4% of the global ecommerce

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Businesss: Self Promotion

Self Promotion, Small Business Marketing, and Your Core Values
Find out why choosing the path of authentic self promotion and marketing your small business effectively will challenge you to evolve continually as a person and as a professional.
The core premise of authentic self promotion is that showing up, serving, and thriving are interrelated. Promotion, or putting yourself forward, is part of showing up and is essential to having a successful business. Having a successful business is essential

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